Welcome To My Mortgage Kitchen

Hi! I’m Chef Kal. A professional chef, mortgage agent, radio talk-show mortgage expert, and philanthropist. My Mortgage Kitchen is always working on new recipes to you get the best mortgage possible. I have the tools & resources to help you reach your goals.

Testimonials

Rating: 5 out of 5.

We won our bid to purchase our first home and the next step was to secure a mortgage. My fiancé and I were incredibly nervous. Should  we use a mortgage broker or should we just approach our bank? Will the bank even approve us? Are we going to get a good rate ? OMG what did we just get ourselves into!? Insert Kal, the Mortgage Chef. I’m told he’s an incredible chef. However,  I don’t believe it can hold a candle to his natural ability calm our first home buyers’ nerves while finding us a great lender at an unreal rate.  He got us pre-approved for our home in no time. I mean sure we’re both hard working professionals, I know what your thinking. How hard can it be to secure a mortgage for two professionals. Well, throw in a job loss right in the middle of covid, 1 month out from closing on our first home. Think about it. We lost our job a month from closing on our first house. The worst possible outcome that one is told during the house buying process actually happened to us. This is the part where Kal’s skills were ready to shine. We hit him with the news. I almost think he kind of thrives on this stuff. I’m pretty sure I heard him say  “finally a challenge “ under his breath. He went to work. I mean the professionalism was nothing I’ve seen before. I knew he was stressing getting our mortgage secured but you’d never know it. “Relax Mike, have a beer. Let me take care of this. It’s my job.” And that’s exactly what he did. He had us approved within 2 weeks, still leaving us with time to take a sigh of relief knowing we’re actually going to buy this house and finally start our lives. I gotta say, there’s a lot of brokers out there. I’m sure they do a great job, but it’s damn near impossible to find someone with good emotional intelligence, knowledge and well good salesmanship now-a-days. I don’t know how we found this guy Kal, but man are we grateful. Thanks a lot for everything Kal. I’ve already referred you a thousand times to many friends. You made it happen for us! All the best, Mike and Lavinia

Mike & Lavinia | Mississauga, ON

Rating: 5 out of 5.

As first time homebuyers, it was quite an overwhelming process for us at the start. Thanks to Kalvin’s support and readily being available whenever we needed to reach out no matter what time or day it was, we felt at ease and felt that we were in good hands. We cannot praise Kalvin enough for going above and beyond to assist us in this journey and securing us a good rate.  Thank you Kal…we not only found a go-to mortgage agent, but we also got a friend in you! 

Kat & Nish | St Thomas, ON

Rating: 5 out of 5.

Kal’s ability to find a solution to a complex financial situation is his core strength. No matter what scenario you’re faced with, he always comes through with the best mortgage rates and the best overall product for his clients. A true relationship builder who is honest, upfront and hard working to the bone.

Shen | Oakville, ON

Rating: 5 out of 5.

A realtor friend of mine, referred me to Kal recently, to refinance my mortgage.  He told me that he has referred several of his clients, and has only had great feedback.  I was not disappointed. As a single mom (and definitely not a ‘numbers’ person), having to refinance to clear debt, with the potential of moving in near future (not to mention the unease of the world around us at the moment), needless to say I was a little overwhelmed at the whole process.  I just wanted to make sure I would be ok in the end. Kal was great!  He was patient, and answered all of my questions.  He guided me through the whole process step by step.  It didn’t take long for me to feel more relaxed and have faith and trust in Kal.   I ended up with a great rate, and a smooth transition.  I would recommend Kal to anyone, and will be calling him again when I move.   Thank you Kal

Tracey | Burlington, ON

Rating: 5 out of 5.


It has been an absolute pleasure working with you on several of my client’s financing needs in recent months. You have clearly proven your ability to slice and dice rates and make happy clients. Clinton Howell, Team/Remax

Clinton | Burlington, ON

    Have a seat at the table in My Mortgage Kitchen. I’m always cooking up ways to get the best rates. Dig in and get your serving!
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