Welcome To My Mortgage Kitchen

Hi! I’m Chef Kal. A professional chef, mortgage agent, radio talk-show mortgage expert, and philanthropist. My Mortgage Kitchen is always working on new recipes to you get the best mortgage possible. I have the tools & resources to help you reach your goals.


Rating: 5 out of 5.

It’s been an absolute pleasure working with you Kal on several deals in recent months. I can now say with confidence that you definitely have the magic recipe for each client. Two of my clients were in need of a mortgage, and you created a great recipe in your mortgage kitchen with tight deadlines. You have incredible customer service skills, and you are easy to work with. I am definitely referring you to all my clients!! Paras Bhatia, Royal Lepage/Loretta Phinney Team

Paras | Port Credit, ON

Rating: 5 out of 5.

Kal calls himself “your mortgage chef”, but I like to think of him as “my mortgage Santa”. In the heart of the holiday season, Kal delivered the best present: the financing I needed to help buy my first home (in Toronto, no less). My financial situation is unique, but Kal knew the recipe to make the numbers work. A mortgage “geek” and true professional, I have already recommended Kal to several of my friends. Thank you, Kal!

Tom | Toronto, ON

Rating: 4.5 out of 5.

I always appreciate Kalvin’s informative and honest approach. I’ve referred him to our sales reps, and had him give mortgage updates on our radio show 100.7 CHIN FM multiple times. Kimberly Phinney, Royal LePage Real Estate, Loretta Phinney Brokerage

Kimberly | Mississauga, ON

Rating: 5 out of 5.

Kal’s ability to find a solution to a complex financial situation is his core strength. No matter what scenario you’re faced with, he always comes through with the best mortgage rates and the best overall product for his clients. A true relationship builder who is honest, upfront and hard working to the bone.

Shen | Oakville, ON

Rating: 5 out of 5.

It has been an absolute pleasure working with you on several of my client’s financing needs in recent months. You have clearly proven your ability to slice and dice rates and make happy clients. Clinton Howell, Team/Remax

Clinton | Burlington, ON

    Have a seat at the table in My Mortgage Kitchen. I’m always cooking up ways to get the best rates. Dig in and get your serving!
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