Welcome To My Mortgage Kitchen

Hi! I’m Chef Kal. A professional chef, mortgage agent, radio talk-show mortgage expert, and philanthropist. My Mortgage Kitchen is always working on new recipes to you get the best mortgage possible. I have the tools & resources to help you reach your goals.


Rating: 4.5 out of 5.

I always appreciate Kalvin’s informative and honest approach. I’ve referred him to our sales reps, and had him give mortgage updates on our radio show 100.7 CHIN FM multiple times. Kimberly Phinney, Royal LePage Real Estate, Loretta Phinney Brokerage

Kimberly | Mississauga, ON

Rating: 5 out of 5.

Kal has been outstanding when coming to thinking-out-of-the-box on the purchase of our dream house. He came up with a plan to refinance existing assets allowing us to proceed with the purchase, which none of the many other brokers we consulted thought about. He worked night and day towards making it happen with tight deadlines, and was always available with reassuring advice. I have recommended Kalvin many times since, and will continue to do so. Kal is a chef, not only in the mortgage industry, but at home when baking delish cookies for his clients!

Margaux & Odin | Toronto, ON

Rating: 5 out of 5.

It has been an absolute pleasure working with you on several of my client’s financing needs in recent months. You have clearly proven your ability to slice and dice rates and make happy clients. Clinton Howell, Team/Remax

Clinton | Burlington, ON

Rating: 5 out of 5.

Kal calls himself “your mortgage chef”, but I like to think of him as “my mortgage Santa”. In the heart of the holiday season, Kal delivered the best present: the financing I needed to help buy my first home (in Toronto, no less). My financial situation is unique, but Kal knew the recipe to make the numbers work. A mortgage “geek” and true professional, I have already recommended Kal to several of my friends. Thank you, Kal!

Tom | Toronto, ON

Rating: 5 out of 5.

Kal’s ability to find a solution to a complex financial situation is his core strength. No matter what scenario you’re faced with, he always comes through with the best mortgage rates and the best overall product for his clients. A true relationship builder who is honest, upfront and hard working to the bone.

Shen | Oakville, ON

    Have a seat at the table in My Mortgage Kitchen. I’m always cooking up ways to get the best rates. Dig in and get your serving!
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