Welcome To My Mortgage Kitchen

Hi! I’m Chef Kal. A professional chef, mortgage agent, radio talk-show mortgage expert, and philanthropist. My Mortgage Kitchen is always working on new recipes to you get the best mortgage possible. I have the tools & resources to help you reach your goals.

Testimonials

Rating: 5 out of 5.

As first time homebuyers, it was quite an overwhelming process for us at the start. Thanks to Kalvin’s support and readily being available whenever we needed to reach out no matter what time or day it was, we felt at ease and felt that we were in good hands. We cannot praise Kalvin enough for going above and beyond to assist us in this journey and securing us a good rate.  Thank you Kal…we not only found a go-to mortgage agent, but we also got a friend in you! 

Kat & Nish | St Thomas, ON

Rating: 5 out of 5.


It has been an absolute pleasure working with you on several of my client’s financing needs in recent months. You have clearly proven your ability to slice and dice rates and make happy clients. Clinton Howell, Team/Remax

Clinton | Burlington, ON

Rating: 5 out of 5.

In a field like mortgage brokering, Kal has the integrity and sincerity that truly make him stand out. He looked over our mortgage details with a fine tooth comb. He presented clear actionable tips on how to get a better deal while being completely fair and presenting feasible options. We were able to get a better rate for our existing mortgage, a great HELOC rate. Thanks so much and look forward to working with you again in the future!

Sumit | Toronto, ON

Rating: 5 out of 5.

Kal calls himself “your mortgage chef”, but I like to think of him as “my mortgage Santa”. In the heart of the holiday season, Kal delivered the best present: the financing I needed to help buy my first home (in Toronto, no less). My financial situation is unique, but Kal knew the recipe to make the numbers work. A mortgage “geek” and true professional, I have already recommended Kal to several of my friends. Thank you, Kal!

Tom | Toronto, ON

Rating: 5 out of 5.

It’s been an absolute pleasure working with you Kal on several deals in recent months. I can now say with confidence that you definitely have the magic recipe for each client. Two of my clients were in need of a mortgage, and you created a great recipe in your mortgage kitchen with tight deadlines. You have incredible customer service skills, and you are easy to work with. I am definitely referring you to all my clients!! Paras Bhatia, Royal Lepage/Loretta Phinney Team

Paras | Port Credit, ON

    Have a seat at the table in My Mortgage Kitchen. I’m always cooking up ways to get the best rates. Dig in and get your serving!
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