It has been an absolute pleasure working with you on several of my client’s financing needs in recent months. You have clearly proven your ability to slice and dice rates and make happy clients. Clinton Howell, Team/Remax

We were referred to Kal by our Realtor, and we are so glad he put us in touch with Kal! From start to finish Kal helped us navigate the mucky waters to secure a mortgage – which is harder when you’re both self-employed with small businesses and through a global pandemic on top of it. Kal came through for us and helped calm the stresses of it all and we are now gratefully back in the real estate game. We are already letting our family and friends know that he is the go-to guy for mortgages! Thank you Kal – you are a miracle and worker and we are forever grateful to you for all your hard work and really going way above and beyond for us!!! Glen and Diane

Buying a first home is incredibly stressful, and for someone like me without a financial background securing a mortgage was the most confusing part. I feel very fortunate that I was introduced to Kal and his team. They worked their magic on the mortgage till the very end. No matter the time of day, they were always available to answer my questions. I couldn’t have done it with you Kal. Thank you so much!!

A realtor friend of mine, referred me to Kal recently, to refinance my mortgage.  He told me that he has referred several of his clients, and has only had great feedback.  I was not disappointed. As a single mom (and definitely not a ‘numbers’ person), having to refinance to clear debt, with the potential of moving in near future (not to mention the unease of the world around us at the moment), needless to say I was a little overwhelmed at the whole process.  I just wanted to make sure I would be ok in the end. Kal was great!  He was patient, and answered all of my questions.  He guided me through the whole process step by step.  It didn’t take long for me to feel more relaxed and have faith and trust in Kal.   I ended up with a great rate, and a smooth transition.  I would recommend Kal to anyone, and will be calling him again when I move.   Thank you Kal

Kal has been outstanding when coming to thinking-out-of-the-box on the purchase of our dream house. He came up with a plan to refinance existing assets allowing us to proceed with the purchase, which none of the many other brokers we consulted thought about. He worked night and day towards making it happen with tight deadlines, and was always available with reassuring advice. I have recommended Kalvin many times since, and will continue to do so. Kal is a chef, not only in the mortgage industry, but at home when baking delish cookies for his clients!