We were referred to Kal by our Realtor, and we are so glad he put us in touch with Kal! From start to finish Kal helped us navigate the mucky waters to secure a mortgage – which is harder when you’re both self-employed with small businesses and through a global pandemic on top of it. Kal came through for us and helped calm the stresses of it all and we are now gratefully back in the real estate game. We are already letting our family and friends know that he is the go-to guy for mortgages! Thank you Kal – you are a miracle and worker and we are forever grateful to you for all your hard work and really going way above and beyond for us!!! Glen and Diane