Rating: 5 out of 5.

I used Kalvin to help with my first Mortgage. He was recommended by my agent and couldn’t have been better. As a first time home buyer, I was very nervous and Kal was very patient and made sure I understood everything that was going on. Thank You Kalvin for helping me purchase my first home!

Andrea | Burlington, ON

Rating: 5 out of 5.


It has been an absolute pleasure working with you on several of my client’s financing needs in recent months. You have clearly proven your ability to slice and dice rates and make happy clients. Clinton Howell, Team/Remax

Clinton | Burlington, ON

Rating: 4.5 out of 5.

I always appreciate Kalvin’s informative and honest approach. I’ve referred him to our sales reps, and had him give mortgage updates on our radio show 100.7 CHIN FM multiple times. Kimberly Phinney, Royal LePage Real Estate, Loretta Phinney Brokerage

Kimberly | Mississauga, ON

Rating: 5 out of 5.

Kal’s ability to find a solution to a complex financial situation is his core strength. No matter what scenario you’re faced with, he always comes through with the best mortgage rates and the best overall product for his clients. A true relationship builder who is honest, upfront and hard working to the bone.

Shen | Oakville, ON

Rating: 5 out of 5.

Kal has made the anxiety of buying a new home so much easier. He helped us the whole way through the process making sure we understood everything we needed to. He was available whenever we had a question and also made sure we got the best rate available. He is passionate in the work he does and it shows with the quality of service he provides to his clients. We could not imagine going through this process without Kal.

Alyse | Stoney Creek, ON

Rating: 5 out of 5.

In a field like mortgage brokering, Kal has the integrity and sincerity that truly make him stand out. He looked over our mortgage details with a fine tooth comb. He presented clear actionable tips on how to get a better deal while being completely fair and presenting feasible options. We were able to get a better rate for our existing mortgage, a great HELOC rate. Thanks so much and look forward to working with you again in the future!

Sumit | Toronto, ON