It’s been an absolute pleasure working with you Kal on several deals in recent months. I can now say with confidence that you definitely have the magic recipe for each client. Two of my clients were in need of a mortgage, and you created a great recipe in your mortgage kitchen with tight deadlines. You have incredible customer service skills, and you are easy to work with. I am definitely referring you to all my clients!! Paras Bhatia, Royal Lepage/Loretta Phinney Team